Yesterday afternoon, during planned maintenance that was not intended to interrupt service, an issue arose that took down a critical database cluster. This brought down our entire network while our engineers worked feverishly to restore these databases and bring your blogs back online.
HPV study finds 7% of U.S. teens, adults carry virus in mouths: Infection with HPV — human papilloma virus — heightens the risk of developing cancer of the mouth and throat. The findings indicate that most cases of oral HPV can be traced to oral sex, rather than to kissing or casual contact.
Photo: Registered nurse Sandy Warner, left, administers the first of three human papillomavirus, or HPV, vaccinations to Casey Patton, 22, of Fairview Township, near Erie, Pa. in November. Credit: Associated Press
The Obama administration is trying to fix a stubborn drag on the economy by making it easier for millions of additional homeowners to refinance their mortgages at lower interest rates even if they owe more than their homes are worth, tackling a difficult issue of vital concern in states key to President Barack Obama’s re-election.
Obama on Wednesday was to draw attention to a proposal he outlined in his State of the Union address to give homeowners with privately held mortgages a shot at record low rates, for an annual savings of about $3,000 for the average borrower. Obama was detailing his plan during a visit to a Northern Virginia community center.
The program is the latest administration effort to help homeowners in the face of a massive number of foreclosures and plunging home values that have left millions of borrowers owing more than their homes are worth. The administration plan aims to ease the way toward refinancing for borrowers, who despite good credit have been unable to take advantage of lower rates because they are underwater on their loans or because banks fear they will be left taking losses.
The administration proposal faces a major hurdle in Congress. The program would cost between $5 billion and $10 billion, depending on participation, and the administration proposes to pay for it with a fee on large banks. The administration has tried unsuccessfully before to win support for such a tax on large banks.
The plan would expand the administration’s Home Affordable Refinance Program, which allows borrowers with loans backed by government-affiliated mortgage giants Fannie Mae and Freddie Mac to refinance at lower rates. About 1 million homeowners have used it, well short of the 4 million to 5 million the Obama administration had expected. Moreover, many “underwater” borrowers — those who owe more than their homes are worth — couldn’t qualify.
I assure you that the main reason fewer homeowner took advantage of HARP was because lenders made it near-impossible to do so, and the same thing will happen here — regardless of what the President’s proposing.
Is Anyone Up? posts nude photos of rock band members. The photos sometimes are submitted by jilted lovers and anonymous enemies, but some welcome the exposure.
The pictures are organized under general categories such as “girls,” “guys” and “band.” The presentation is crude, and includes pin-up shots as well as full-frontals and strategic close-ups. There’s little, if any, editorial, but plenty of room for users to comment, most of it unkind. Example? Followers have referred to those they deem unattractive as “gnargoyles.”
Photo: Melissa Riedel, center left, and Daveeda Smith appeared on Anderson Cooper’s show recently to confront Is Anyone Up? founder Hunter Moore, right, about posting their photos on his website. Credit: Ali Goldstein / Warner Bros.
The Peace Corps Act - September 22, 1961
On March 1, 1961, President Kennedy signed the executive order establishing the Peace Corps. On September 22, 1961, Congress approved the legislation that formally authorized the Peace Corps. Goals of the Peace Corps included: 1) helping the people of interested countries and areas meet their needs for trained workers; 2) helping promote a better understanding of Americans in countries where volunteers served; and 3) helping promote a better understanding of peoples of other nations on the part of Americans.
Lucas Cranach, Die Melancholie (detail)
Don’t front. Bitches love swings.